“I took this program as a step toward my financial stability goals. I lost my job at the end of 2024 and I needed a flexible program that could give financial guidance to help me manage my home expenses while attending school. The program helped me to determine which costs were necessary, to choose the best use of my available income, and it empowered me to make better financial decisions overall while I put my energy into working full-time to complete barber school as a way to increase my income. The budgeting exercises gave me an overview of how I have been spending money and how to better tackle my bills moving forward. I was even able to begin building an emergency fund within my savings account right away. I’m hoping to use what I learned to reduce my car loan and credit card debt so that I can start saving up for bigger financial goals in the near future.”